Student Loan

Pay for college expenses the smart way

The Smart Option Student Loan® by Sallie Mae®

With college costs growing fast, it's time to borrow smarter. Now you can pay for college with three great repayment options and competitive interest rates. The Smart Option Student loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Features and Benefits

  • Multiple in-school repayment options
  • Competitive fixed and variable interest rates
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • Access to student loan specialists

Earn Up to $200

We're giving you a chance to earn up to $200 and it all starts with a Wescom Checking Account**!

Here's how:

That's a total of $200!

For information on how to open a Checking Account, visit any Wescom branch, call 1-888-8WESCOM (1-888-893-7266), or open an account online.

Be sure to use Promo Code 2019UCLA to take advantage of this offer.

**Wescom $200 offer expires on December 31, 2019. Offer only applies to non-members and is not valid with any other offer. Checking Accounts must be opened with a $100 deposit by December 31, 2019 to qualify to receive a $50 bonus. The new member must achieve Signature Membership during their New Member Period (the first three full calendar months after the date of account opening ranging from 90 to 120 days) to receive an additional $50 bonus. The new member must achieve Platinum Signature Membership during that same period to receive an additional $100 bonus and qualify for the full $200 bonus. Bonuses will post to accounts the month after new member opens a Checking Account, after the new member achieves Signature Membership, and again after new member achieves Platinum Signature Membership. Signature Membership is achieved by earning Signature Relationships. Signature Membership terms and conditions apply. For details, visit Youth Account members, Wescom employees, their families, Wescom Volunteers, and Wescom Board of Directors are not eligible for this offer. Bonuses may be subject to IRS reporting. Consult your tax advisor.


Open a Wescom Checking Account to experience banking you just can't get at a bank.

UCLA students age 18-25 get added benefits such as:

  • Fee-free checking*
  • No minimum balance
  • Overdraft fee forgiveness — two courtesy pay fee waivers per year
  • One free IMAGINE THAT! Picture card per year

Plus, enjoy benefits such as:

  • Free access to 30,000 ATMs nationwide
  • Free Account Alerts to monitor your account
  • Free mobile and online banking

Learn more about Wescom Checking Accounts,
visit any Wescom branch, or
call 1-888-8WESCOM (1-888-893-7266).

* The $8 monthly Checking Account service fee is waived for Platinum Signature Members and Signature Members, New Checking Accounts for the first 90 days, members age 18 through 22 who are active eBranch and mobile banking users and who have opted out of paper statements, Youth Accounts (members through age 17), members age 60 and older, Club and Organization Accounts, and UCLA students age 18-25 who are active eBranch or mobile banking users (used service in the past calendar month) and have opted out of paper statements. Other ways to waive the fee are also available. Visit

Courtesy Pay Program allows the Credit Union to automatically pay member checks, ACH debits, debit card transactions (if opted in) and BillPayer transactions presented for payment against non-sufficient funds. Courtesy Pay is not a guaranteed overdraft line. The Credit Union is under no obligation to pay any items that would cause an overdraft balance but retains the right to do so at our sole discretion. The fee for Courtesy Pay is the same as NSF items returned as disclosed in our Schedule of Fees and Charges. However, qualified UCLA Students may receive up to two Fee Waivers per year. After an account has been overdrawn for 14 consecutive days, no further overdrafts will be paid. Furthermore, if an account is overdrawn for 30 consecutive days, that account may be charged off and the membership maybe restricted. Use of Courtesy Pay is subject to additional terms and restrictions. Please visit for more information about Wescom's Courtesy Pay Program and other prerequisites for qualification.

We're Here to Serve You

We're everywhere you need us to be —
whether it's on your phone, on your computer, or on the road.
Here's where you can find us:

  • Wescom mobile banking apps for iPhone® and Android devices
  • eBranch 3.0 — our free online banking tool
  • 22 Wescom Branches throughout Southern California
  • Hundreds of Wescom ATMs in So Cal — plus, more than 30,000 CO-OP Network® ATMs nationwide