Learn why our members love Wescom

When you become a Wescom member, you become part of our community and enjoy member benefits like:

  • ✓ Access to your direct deposit up to two days faster
  • ✓ Cash when you need it through the CO-OP® network of fee-free ATMs
    (more than 30,000 located across the U. S. and Canada)
  • ✓ “Wherever You Are” banking with Wescom Mobile Banking, so you can check balances, pay bills, deposit checks with SnapDeposit, transfer funds, and MORE—on-the-spot, on your schedule
  • ✓ Service with a smile that you’ll come to experience

Open an Account Today.

Open an Account

You can also visit us at any Wescom branch to open your account or, to learn more,
call us at 1-888-8WESCOM (1-888-893-7266).

Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.


Two Programs To Borrow Smarter

The Wescom Private Student Loan

Exclusive to UCLA Students, the Wescom Private Student Loan as a line of credit†† is a flexible way to help bridge the gap between federal loans and the cost of your education.

Features and Benefits

  • ✔ Competitive fixed rate
  • ✔ Unique revolving line of credit
  • ✔ No origination fee
  • ✔ Interest rate reduction available when you enroll in auto debit
  • ✔ 10-year repayment term
  • ✔ Undergraduate and Graduate loan options
  • ✔ Co-signer option available to help you qualify

The Smart Option Student Loan® by Sallie Mae®

Whether you’re an undergraduate, graduate student, or parent, get money for school from Sallie Mae® Student loans from Wescom in partnership with Sallie Mae® could help!

Features and Benefits

  • ✔ Competitive interest rates
  • ✔ Multiple repayment options
  • ✔ No origination fees; no prepayment penalty1

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Wescom is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This loan must be used to pay for eligible student expenses at participating degree-granting schools.

The student cannot be a borrower or cosigner and is not responsible for repaying the loan. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. If the school issues a refund directly to the student, the borrower and cosigner (if applicable) are still responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

††Wescom has partnered with CU Student Choice to provide the Private Student Loan Program. Wescom membership is required by depositing $1 in a Savings Account. All accounts, products and loans subject to approval. Conditions and restrictions apply. Ask for further details.


Understanding all aspects of your financial life is key to making healthy financial decisions. Wescom offers financial education resources for all UCLA students, which includes 25 free modules featuring interactive content to help prepare you for a successful financial future.

** Standard messaging and data rates from your wireless carrier may apply. You will receive messages about Wescom’s products and services and message frequency varies.