* The $8 monthly Checking Account service fee is waived for Platinum Signature Members and Signature Members, New Checking Accounts for the first 90 days, members age 18 through 25 who are active eBranch and mobile banking users and who have opted out of paper statements, Youth Accounts (members through age 17), members age 60 and older, Club and Organization Accounts, and UCLA students age 18-25 who are active eBranch or mobile banking users (used service in the past calendar month) and have opted out of paper statements. Other ways to waive the fee are also available. Visit wescom.org/Checking.
Courtesy Pay Program allows the Credit Union to automatically pay member checks, ACH debits, debit card transactions (if opted in) and BillPayer transactions presented for payment against non-sufficient funds. Courtesy Pay is not a guaranteed overdraft line. The Credit Union is under no obligation to pay any items that would cause an overdraft balance but retains the right to do so at our sole discretion. The fee for Courtesy Pay is the same as NSF items returned as disclosed in our Schedule of Fees and Charges. However, qualified UCLA Students may receive up to two Fee Waivers per year. After an account has been overdrawn for 14 consecutive days, no further overdrafts will be paid. Furthermore, if an account is overdrawn for 30 consecutive days, that account may be charged off and the membership maybe restricted. Use of Courtesy Pay is subject to additional terms and restrictions. Please visit wescom.org for more information about Wescom's Courtesy Pay Program and other prerequisites for qualification.