The Checking Account That Pays You Back

Bruins earn 10% APY* on the first $1,000

That’s more than 100x the national average!**

Start earning money for your daily coffee runs, last minute Ubers rides, and late night food deliveries with the new Wescom UCLA Checking Account. Bruin students, faculty, and staff earn 10% APY* on the first $1,000 deposit!

Plus, get $100 with an active debit card and/or direct deposit of $500+!***

Earn More with Wescom

Financial Institution APY††
Wescom Credit Union 10.0%
on account balances up to $1,000
Bank of America 0.01%
on account balances up to $50,000
Chase 0.01%
on account balances up to $4,999
Simple 1.75%
on account balances up to $1,999

Open an account online or at the Wescom UCLA Campus Branch on the 1st Floor of Ackerman Student Union.

UCLA students age 18-25 get added benefits such as:

Plus, enjoy:

The member-owned advantage:

Wescom Credit Union and banks are alike in the sense that they both offer a variety of financial services. But what's the major difference?


is a non-profit financial cooperative, owned by our members. This means that we are able to pass along excess earnings in the form of higher savings rates, lower loan rates, and lower fees.


are in business to make a profit for their stockholders.

Learn more about Wescom Checking Accounts,
visit any Wescom branch, or
call 1-888-8WESCOM (1-888-893-7266).

*APY=Annual Percentage Yield. Rate guaranteed through December 31, 2021 and cannot be applied to Wescom Checking Accounts opened prior to February 10, 2020. If multiple Checking Accounts exist, APY will be applied to Checking Account with the highest daily balance. Offer valid for UCLA students, faculty, and staff. Members who achieve Platinum Signature Membership will still receive the .05% bonus on the checking account for any amount over $1,000.

**The national average rate is based on FDIC’s published National Rate for balances <$100,000 for interest checking as of February 3, 2020.

***Offer valid for new members only during their New Member Period. The 3-month new member period begins on the first day of the month following your account open date. Must have active debit card (made at least two transactions during the previous calendar month) or direct deposit of $500+ per month for two of the three most recent months. Bonus will post to the checking account the first week of the month following satisfaction of the requirements. Bonus may be taxable – consult with your tax advisor.

Product terms subject to change.

††Rate comparison based on interest bearing checking account from competitor websites as of February 3, 2020.

A $1 deposit to a Regular Savings Account is required. Eligibility requirements apply. Ask for further details.

†The $8 monthly Checking Account service fee is waived for UCLA students age 18-25, UCLA Grad Students, Platinum Signature Members and Signature Members, New Checking Accounts for the first 90 days, members age 18 through 25 who are active eBranch and mobile banking users and who have opted out of paper statements, Youth Accounts (members through age 17), members age 60 and older, and Club and Organization Accounts. The $2 paper statement fee is waived when you enroll in electronic statement delivery (eStatements). Other ways to waive the fee are also available. Visit

Courtesy Pay Program allows the Credit Union to automatically pay member checks, ACH debits, debit card transactions (if opted in) and BillPayer transactions presented for payment against non-sufficient funds. Courtesy Pay is not a guaranteed overdraft line. The Credit Union is under no obligation to pay any items that would cause an overdraft balance but retains the right to do so at our sole discretion. The fee for Courtesy Pay is the same as NSF items returned as disclosed in our Schedule of Fees and Charges. However, qualified UCLA Students may receive up to two Fee Waivers per year. After an account has been overdrawn for 14 consecutive days, no further overdrafts will be paid. Furthermore, if an account is overdrawn for 30 consecutive days, that account may be charged off and the membership maybe restricted. Use of Courtesy Pay is subject to additional terms and restrictions. Please visit for more information about Wescom's Courtesy Pay Program and other prerequisites for qualification.


Getting around campus has never been so easy with an URB-E — and we're making it even easier to pay for it with a Wescom URB-E Loan! We loan you the purchase amount of your URB-E and you pay it back to us in convenient, fixed monthly payments — it's that simple.


Two Programs To Borrow Smarter

The Wescom Private Student Loan

Exclusive to UCLA Students, the Wescom Private Student Loan as a line of credit is a flexible way to help bridge the gap between federal loans and the cost of your education.

Features and Benefits

  • Competitive fixed rate
  • Unique revolving line of credit
  • No origination fee
  • Interest rate reduction available when you enroll in auto debit
  • 10 year repayment term
  • Undergraduate and Graduate loan options
  • Cosigner option available to help you qualify

The Smart Option Student Loan® by Sallie Mae®

Pay for college with three great repayment options and competitive interest rates. This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Features and Benefits

  • Multiple in-school repayment options
  • Competitive fixed and variable interest rates
  • No origination fee and no prepayment penalty
  • Interest rate reduction available when you enroll in auto debit
  • Parent or Cosigner options available to help you qualify
  • Access to student loan specialists

Wescom has partnered with CU Student Choice to provide the Private Student Loan Program. Wescom membership is required by depositing $1 in a Savings Account. All accounts, products and loans subject to approval. Conditions and restrictions apply. Ask for further details.


Understanding all aspects of your financial life is key to making healthy financial decisions. Wescom offers financial education resources for all UCLA students, which includes 25 free modules featuring interactive content to help prepare you for a successful financial future.

** Standard messaging and data rates from your wireless carrier may apply. You will receive messages about Wescom’s products and services and message frequency varies. To be entered into the drawing, text must be sent by September 30, 2019. See for details and official sweepstakes rules.