BRUIN BANKING BENEFITS

Open a Wescom Checking Account to experience banking you just can't get at a bank.

UCLA students age 18-25 get added benefits such as:

Plus, enjoy:

The member-owned advantage:

Wescom Credit Union and banks are alike in the sense that they both offer a variety of financial services. But what's the major difference?

Wescom

is a non-profit financial cooperative, owned by our members. This means that we are able to pass along excess earnings in the form of higher savings rates, lower loan rates, and lower fees.

Banks

are in business to make a profit for their stockholders.


Learn more about Wescom Checking Accounts,
visit any Wescom branch, or
call 1-888-8WESCOM (1-888-893-7266).


* The $8 monthly Checking Account service fee is waived for Platinum Signature Members and Signature Members, New Checking Accounts for the first 90 days, members age 18 through 25 who are active eBranch and mobile banking users and who have opted out of paper statements, Youth Accounts (members through age 17), members age 60 and older, Club and Organization Accounts, and UCLA students age 18-25 who are active eBranch or mobile banking users (used service in the past calendar month) and have opted out of paper statements. Other ways to waive the fee are also available. Visit wescom.org/Checking.

Courtesy Pay Program allows the Credit Union to automatically pay member checks, ACH debits, debit card transactions (if opted in) and BillPayer transactions presented for payment against non-sufficient funds. Courtesy Pay is not a guaranteed overdraft line. The Credit Union is under no obligation to pay any items that would cause an overdraft balance but retains the right to do so at our sole discretion. The fee for Courtesy Pay is the same as NSF items returned as disclosed in our Schedule of Fees and Charges. However, qualified UCLA Students may receive up to two Fee Waivers per year. After an account has been overdrawn for 14 consecutive days, no further overdrafts will be paid. Furthermore, if an account is overdrawn for 30 consecutive days, that account may be charged off and the membership maybe restricted. Use of Courtesy Pay is subject to additional terms and restrictions. Please visit wescom.org for more information about Wescom's Courtesy Pay Program and other prerequisites for qualification.

FINANCE YOUR URB-E® WITH WESCOM

Getting around campus has never been so easy with an URB-E — and we're making it even easier to pay for it with a Wescom URB-E Loan! We loan you the purchase amount of your URB-E and you pay it back to us in convenient, fixed monthly payments — it's that simple.

STUDENT LOANS

Pay for college expenses the smart way

The Smart Option Student Loan® by Sallie Mae®

With college costs growing fast, it's time to borrow smarter. Now you can pay for college with three great repayment options and competitive interest rates. The Smart Option Student Loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Features and Benefits

  • Multiple in-school repayment options
  • Competitive fixed and variable interest rates
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • Access to student loan specialists

FINANCIAL EDUCATION

Understanding all aspects of your financial life is key to making healthy financial decisions. Wescom offers financial education resources for all UCLA students, which includes 25 free modules featuring interactive content to help prepare you for a successful financial future.