100% affordable. 0% interest.

UCLA students, Faculty, Staff and Alumni can now purchase computers, software and accessories with a 0% Interest Wescom Technology Loan.*

  • ✔ Personal, unsecured installment loans from $500 to $3,000
  • ✔ 0% APR** for up to 24 months on loans $500 to $2,000
  • ✔ 0% APR for up to 36 months on loans $2,001 to $3,000

Once your application is approved, simply create our own technology bundle with the UCLA Computer Store. The UCLA Computer Store will send Wescom your purchase order. After your loan has funded, we will notify the store to have your technology order shipped directly to you.

You’ll also become a member-owner at Wescom.

As a not-for-profit financial cooperative, our members are our owners at Wescom. It takes a dollar into a Wescom Savings Account to become a member-owner and we’ll take care of that for you.

  • ✔ We’ll set up your Wescom Savings Account during your loan application
  • ✔ We’ll even make the initial $1 deposit on your behalf

Plus, you'll also have access to other great benefits. Learn more about the products and benefits offered to UCLA Students, Faculty, Staff and Alumni.

Apply Today

FREQUENTLY ASKED QUESTIONS

GENERAL QUESTIONS

How do I apply for a Wescom Technology Loan?

Who can apply for a Wescom Technology Loan?

A Wescom Technology Loan is only available for UCLA Students, Faculty, Staff, and Alumni for purchases though the UCLA Computer Store.

Where can I use the Wescom Technology Loan?

The Wescom Technology Loan is only valid for purchases at the UCLA Computer Store and can only be used for computer, hardware, software, and other computer-related accessory purchases.

Do I need to be a Wescom Member to apply for the loan?

You don’t need to be a member to apply for the loan but you’ll need to become a Wescom member. If you are not currently a Wescom member, we will establish your membership during the application process by opening a Wescom Savings Account and depositing $1 into that account on your behalf. The $1 into a Wescom Savings Account is a requirement of Wescom membership.

I am an extension student at UCLA. Can I apply for a Wescom Technology Loan?

Yes. A Wescom Technology Loan is a benefit to our UCLA community and as extension student, you are eligible to apply for the Wescom Technology Loan.

I am retired UCLA Faculty or Staff member. Can I apply for a Wescom Technology Loan?

Yes. A Wescom Technology Loan is a benefit to our UCLA community and as a retired UCLA faculty or staff member, you are eligible to apply for the Wescom Technology Loan.

Do I need to have a computer or technology item selected from the store before applying for the Wescom Technology Loan?

Not necessarily. It helps to have a general idea of what you’re looking to purchase, but once your application is approved, you can then complete your selection at the UCLA Computer Store.

Application Questions

What internet browser can I use to complete my application?

Internet Explorer is not supported. Please use the latest version of Google Chrome (84 or later), Mozilla Firefox (78 or later), Safari (14 or later), or Edge (84 or later) to complete your application.

What do I need to apply for the Technology Loan?

You’ll need a source of income and answer few basic questions through the application.
Click here for the application.

Can I apply for a Technology Loan with a co-borrower?

Absolutely. You can apply with a co-borrower to help you qualify for the loan. A co-borrower will also have an obligation to repay the loan.

When will I know if I’m approved?

Wescom will notify you within one business day of your application status.

How will Wescom contact me?

Wescom will either call you at the number you provided in the application or email you at the email address you provided during the application process.

What do I do once my loan is approved?

Contact the UCLA Computer Store at 310-825-6952 to select your technology items. Happy shopping!

How do I sign loan documents? Do I need to come into a branch to sign them?

Loan documents can be signed electronically through DocuSign. You do not need to come into a branch to sign. However, if you’d like to sign at one of our branches, that option is available to.

Can I have multiple Wescom Technology Loans?

No. You can only have one Technology Loan at a time.

What if the total amount for my technology purchase exceeds my approved Technology Loan amount?

If your Wescom Technology loan amount is less than your technology purchase, you will be required to pay the remaining difference in full. For example, if your approved loan amount is $1500 and your total purchase amount is $2,000, then you will be required to pay the additional $500 at time of purchase.

UCLA COMPUTER STORE PURCHASE QUESTIONS

Will the UCLA Computer Store be notified of my approval?

No. Wescom will notify you of your loan approval and provide you with an approval letter, so that you can notify the store that you will be using a Wescom Technology Loan to complete your purchase. Once your loan has funded, we will notify the UCLA Computer Store, to complete the transaction so they can directly ship your order to you.

Can I submit my purchase order if I used my own money to pay for the technology purchase from the UCLA Computer Store?

You have 30 days from the purchase date to provide your purchase order to a Wescom Representative assisting with your loan once you have been approved.

Do I need to submit my purchase order to Wescom?

No. The UCLA Computer Store will send your purchase order to Wescom.

When do I get my computer?

As soon as Wescom receives the purchase order or quote for the UCLA Computer Store, we’ll fund the account, and notify the store to ship the items to you. This will take anywhere from three to five business days.

My purchase order was less than my approved amount. Can I use the remaining funds for non-technology items?

No, funds are to be used for the exact amount of the technology purchase order.

What items can be purchased using the Wescom Technology Loan?

You can use the loan for a wide variety of technology needs, both personal and educational. Examples of qualifying items are hardware (computer and/or laptop), iPad, Apple Watch, software, and other technology related accessories.

Can I use the Wescom Technology Loan to purchase a computer and related items from somewhere other than the UCLA Computer Store?

No. Funds from the Wescom Technology Loan can only be used for computer and technology related items from the UCLA Computer Store only.

Additional Forms and Resources

Wescom Technology Loan is not being offered or made by UCLA, but by Wescom Central Credit Union.

* Loan subject to approval. Your monthly payment on a 24-month term would be $41.67 per $1,000 borrowed. Other terms are also available.

** APR = Annual Percentage Rate